Modern Mortgage Solutions, Old Fashioned Values
It’s more than a motto. At OJ Mortgage, it’s just the way we do business… one by one, family by family. In our fast paced, increasingly depersonalized society, people deserve competent, individualized attention. While the big banks focus primarily on larger customers, OJ Mortgage meets the needs of individuals and families by offering a wide array of flexible mortgage solutions with competitive rates, and also deliver extraordinary, personalized service. As a community lender, our hometown investment fosters new jobs, makes home ownership a reality for many families and contributes to local economic growth.
Whether you are purchasing a new home, refinancing an investment property, seeking a home equity loan or looking to consolidate your existing mortgage, use the links throughout our website to evaluate your different financing options. When you combine our expertise with today’s technology, you can rest assured that you are getting the right loan that meets your needs.
A message from Stan Blacker, OJ Mortgage President/CEO
Since 1994, we’ve built our business helping hard-working people like you buy a home with honest and personal service. To us that means taking the time to listen then putting in the effort. We will either find you financing that truly meets your goals and needs, or develop a specific plan for you to reach your goals. In addition, we will give you the information you need to make this important decision in a way you can understand and feel comfortable with. As banking regulations become more confusing and, indeed, much tighter, helping you become an educated consumer remains our number one goal.
“We have used OJ mortgage to refinance our home. Stan and the his team were very knowledgeable and helped us through the process without any delays. All refinance carries tons of paperwork and his team took time to explain and answer any questions we might have. I would highly recommend OJ mortgage and Stan Blacker for any mortgage needs you have. Thanks Stan.”
“Stan and his very experienced team did a great job with our loan, including really working hard to overcome exogenous obstacles that came up at the last minute. Quite aside from the (expected) excellence at the detail work, I appreciated the education (how do loans work now), advice (how to think through the various options), and good humor during some tough moments. I can't reccy them enough.”
- Albert R.
“Stan has worked with me on two different occasions, always providing great and professional service. He is prompt, helpful and very, very competent. Stan was able to help me refinance my home under HARP and also helped me in purchasing a new home. I would use him again when and if I need assistance with a mortgage. He also has a terrific and knowledgeable team.”
“My husband and I recently re-financed our mortgage. I had been very stressed out about our financial situation and Stan offered really good advice and I immediately felt better. OJ Mortgage made the whole process of re-financing so simple and seamless, that it was not anything we really had to think about it. The representative from the Title Company contacted us for the closing and was willing to come to our house to do the closing. She indicated that Stan always asks that the title company handle the closing at the most convenient location for the borrower. All in all a great experience and I would recommend Stan Blacker's OJ Mortgage to anyone.”
“Stan was very knowledgeable, resourceful, professional and dedicated. He was always willing to answer questions and provide insight and helpful tips. I would recommend him to others as his team provided exemplary customer service. A class act.”
- Laura T.
"Stan Blacker and his team at OJ Mortgage Company were amazing. They were prompt with communication, friendly and went above and beyond to help our family obtain a loan that we couldn't be more happy about! I would recommend them all day, every day and to anyone who wants to experience quality service!"
- Greg S.
“Stan Blacker obtained a mortgage for me on my condo in Gulfport, Fl. He was quick, courteous, extremely thorough, and gave me by far the least costly mortgage in terms of costs and interest. He is honest and keeps his word with regard to the actual costs associated with a mortgage. Whenever I may require a new or refinanced mortgage in the future he will be my first and only choice.”
- Thomas L.