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At OJ Mortgage, we understand that obtaining a mortgage is one of the most important decisions many of us will ever make and we will always make sure that you make the right one for you and your family. Locally owned and operated in Clearwater, FL since 1994, we continue to provide all Florida homeowners with the most up-to-date resources of a national lender, a diverse portfolio of full-service mortgage solutions and are committed to always offering you a mortgage program that is based on your specific needs and circumstances. And since we maintain complete control of all aspects of the loan process in house with a staff comprised of highly trained mortgage professionals, your loan will not only close on time, but with the personalized service you deserve.

What else do we offer?

  • Interest rates and closing costs that are not only competitive but usually the lowest available
  • A full range of mortgage programs including Conventional, FHA, VA Jumbo and Portfolio.
  • Limited or No closing cost options
  • Financial planning to stay on track with your mortgage payments
  • Comprehensive home buying tools

Whether you are purchasing a home for the first time or are a seasoned investor, we truly believe knowledge is the best tool you can have when considering a home loan, and that means getting you to the closing table stress-free.

For additional information, please browse our website or CONTACT US TODAY!




At OJ Mortgage, community is at the heart of what we do. Since 1994, we’ve built a culture of service where we understand the importance of trust and the value of fostering long-term relationships, both inside the office and out in the community which is why we are proud to support:

Rotary of East Lake Sunrise

Upper Tampa Bay Chamber of Commerce

Tampa Bay Business Owners

RGA Network

Working Women of Tampa Bay

Women in Networking Tampa Bay

OJ Mortgage Co., Inc – proudly serving Floridians since 1994.

Contact Us
29190 US Hwy 19 N
Clearwater, FL 33761
Office: (727) 773-0505
Fax: (727) 773-0606