We offer a full range of lending services and mortgage options, such as Conventional (including a no closing cost option), Jumbo, FHA, VA USDA loans. We also have interim financing for new construction, home improvement or equity loans, and reverse mortgages. Be sure to explore our website to enjoy all of the valuable information and tools we offer to help you with your next mortgage decision.

Apply for a Mortgage with OJ Mortgage

At OJ Mortgage, we make the home loan application process straightforward and stress-free. Whether you’re a first-time homebuyer, looking to refinance your existing mortgage, or exploring investment property options, we’re here to guide you every step of the way.

Why Apply with OJ Mortgage?

1. Personalized Solutions:
We understand that every borrower’s situation is unique. That’s why we offer tailored mortgage solutions designed to meet your specific needs. Our experienced team takes the time to understand your financial goals and find the best loan options for you.

2. Competitive Rates:
At OJ Mortgage, we strive to secure the most competitive interest rates and terms in the market. Our goal is to help you save money over the life of your loan, whether you’re purchasing a new home or refinancing.

3. Fast and Easy Process:
We’ve streamlined our application process to make it as efficient as possible. From initial consultation to closing, our team works quickly to get you approved and into your new home or loan product without unnecessary delays.

4. Expert Guidance:
Navigating the mortgage process can be overwhelming, but you don’t have to do it alone. Our knowledgeable mortgage advisors are available to answer your questions, explain your options, and help you make informed decisions at every stage.